Life and Disability Insurance
- For Faculty, Staff, Former Employee/Retiree
St. Edward's University provides Basic Life and Accidental Death & Dismemberment (AD&D) Insurance and Long Term Disability (LTD) coverage to all benefits-eligible staff and faculty employees at no cost.
Life insurance pays benefits if you die from most causes. AD&D benefits are paid if your death is accidental or if you are severely injured in an accident and suffer a loss specified in the policy, such as loss of a limb or eyesight.
In addition to Basic Life and AD&D, you may purchase supplemental life insurance and AD&D for yourself and/or your dependents. The Evidence of Insurability (EOI) form applies when enrolling in life insurance outside of new hire enrollment and/or when requesting an increase in coverage.
Long Term Disability coverage provides a source of income if you experience a long-term illness or injury that prevents you from working.
The optional Short Term Disability insurance plan provides income replacement for a short-term illness or injury that prevents you from working. This cost of coverage is paid by the employee.
Review the Benefits Guide for highlights or the tasks included in this task center for more detail and to access related documents.
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